Aarogyam aims to make health a basic and the most important need of the hour, everything can be achieved only if you are healthy. So we have our highly qualified network to provide discounts and free OPDs to our cardholders, also Aarogyam provides pre approved loan of up to 3 lack Rs which can be used for any medical emergency, surgery, treatment or hospitalization. Aarogyam covers all diseases irrespective of its pre existing condition.