기술 PaisaBus

PaisaBus is an personal loan platform for Indian mobile users. PaisaBus meets customers’ financial needs 7*24 completely online. PaisaBus pays attention on helping young white-collar and blue-collar workers in India to satisfy their petty loan demand. PaisaBus eliminates the tedious processes and applications with a new mode of simple, convenient, flexible and fast borrowing, and once approved, the money will be quickly and safely disbursed into the applicant’s bank account.
Product features：
Loan Amount: ₹ 3,000
Tenure: the shortest tenure is 91 days, the longest tenure is 365 days
Maximum APR: 20% (Depends on the user's risk assessments and the loan tenure)
Service charge: up to 20% and as low as 5%
For example: if the loan amount is ₹3,000 and the interest rate is 35% per annum with the tenure of 91 days, after deducting the processing fee, the interest payable is as follows :
Interest = ₹ 3,000 * 35% / 365 * 91 = ₹ 262
Loan application conditions:
Indian citizen with Aadhaar
Aged from 18 to 50
Have a bank account in India such as SBI, HDFC, Kotak, Axis.
Why do you choose PaisaBus?
1. No credit history required.
2. 100% online loan application process
3. Speedy review in 10 minutes and high loan approval rate
4.Affordable and low-interest rates
5.Get 7*24 access to loan anytime and anywhere.
6. Available across India.
How does PaisaBus work?
1. Download the PaisaBus APP from GooglePlay Store
2. Register an account
3. Fill out your basic information, then submit the application.
4. Waiting for your application review results
5. Once approved, the loan will be deposited directly into your bank account within a few minutes.
6. Easily repay through PaisaBus on due date.
Available Cities:
PaisaBus is available all over the India.
Security:
All the transactions are secured via a 256-bit SSL encryption. All the data are transferred over secured connections. We would never share your data with any third parties without your consent. Your data is totally safe with us.