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Under Ayushman Bharat scheme, Government of India offers health insurance for 50 crore people belonging to 10 crore families.
It is the biggest government health care program in the world and Rs 5 lack will provide under this scheme to families.
There is no restriction on the number of family members and you can add as much as you want.
Ayushman Bharat Yojana or Ayushman Bharat – Pradhan Mantri Jan Aarogya Yojana (AB-PMJAY), nicknamed Modicare, is a program which aims to provide a service to create a healthy, capable and content new India. Presently it is running as a pilot project in Uttar Pradesh from 4 September 2018. It has two goals, one, creating a network of health and wellness infrastructure across the nation to deliver comprehensive primary healthcare services, and another is to provide insurance cover to at least 40 per cent of India's population which is majorly deprived of secondary and tertiary care services. Indu Bhushan appointed as a Chief Executive Officer (CEO).This centrally sponsored flagship scheme aims to provide an annual health cover of up to Rs. 5 lakh to vulnerable 10 crore families (approximately 50 crore persons – 40% of country’s population) based on Socio Economic and Caste Census database.
Ayushman Bharat Yojana will be launched on 25 September 2018. Beneficiaries will receive Ayushman Bharat Family Health Cards The key stakeholders in the scheme besides the consumers or beneficiaries are the Healthcare Providers, state governments and Insurance companies without whose support and involvement the execution of this scheme cannot happen.
Features:
Ayushman Bharat consists of two major elements.
National Health Protection Scheme - to provide cashless treatment to patients
Health and Wellness centres (HWC) - to provide primary care to the patients
In fact, the government will upgrade existing Public Health Centres to Wellness Centres. The government has roped in multiple agencies to ensure seamless coordination between the centre and states.
It offers the benefits as under :
Cashless Treatment at Public/Private Healthcare Providers
Secondary and Tertiary care hospitalization treatments coverage
5 Lakhs cover per family
Ayushman Bharat Scheme Package List
1,350 packages under 23 medical specialities will be provided under the Ayushman Bharat scheme. 253 packages offered under general surgery while 161 packages offered under Urology. The Package cost includes Room and bed charges, nursing care, procedure cost and physician fee, consultation and diagnostics pre-hospitalisation, two-week medicine, stitch removal and follow-up consultancy for two weeks after discharge.
References
https://www.india.gov.in/spotlight/ayushman-bharat-national-health-protection-mission
https://www.abnhpm.gov.in/
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